Get a business bank account with no opening deposit, minimum balance, or monthly activities required. Only $5 a month.
Why ZenBusiness Banking?
Easy to open and maintain, our digital checking account is built for businesses starting out.
Just $5 a month, and no opening deposit or minimum balance to keep.
Since we have your formation info, you can apply in just a few clicks, and get approved.
Small business checking, plus expense tracking, deduction tagging, and tax tools.
Start your business today
ZenBusiness Banking Features
You pay
Banking FAQs
No, there is no minimum opening deposit or minimum balance required with a ZenBusiness Banking account. So there’s no additional cost to having the account ready for when you need it.
You can use both your physical and virtual cards for online purchases. However, we recommend that for all e-commerce purchases you use your virtual card details (which are easy to see in your ZenBusiness Banking Dashboard). And for in-person purchases, use your physical debit card.In the event of an issue, it’s a bit faster to replace your virtual card than your physical card (which has to be mailed).
We’re anxious to offer ZenBusiness Banking to everyone, but it’s only available to those who form their business through ZenBusiness at the current time. It’s also only available to customers who are structured as a single-member LLC (among a few additional criteria).
Yes. Your deposits are insured up to the FDIC standard insurance amount, which is currently $250,000 per depositor. This insurance is provided through our partner bank, Thread Bank. Their FDIC certificate number is [9499] and can be found on the FDIC BankFind Tool.
*ZenBusiness is not a Bank. FDIC insurance is provided by Thread Bank; Member FDIC.
The only way to currently get cash into your ZenBusiness Banking account is to transfer it in from another account that accepts cash deposits.
Start smart.